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Join date : 08.09.2010
|Aihe: Signing up for Debt Consolidation - Staying Aware, Staying Safe Su Heinä 17, 2011 9:07 pm
It's a sign of the times that a business that deals in debt consolidation happens to be one of the most successful kinds out there today. The more there are people who sink in dent, the more these debt consolidation loan companies find customers willing to sign onto almost any kind of terms to help with their impossible debt repayment burdens. Do all debt consolidation companies offer equal levels of terms and services? Unfortunately, there are quite a few companies out there that try to take advantage of the desperate straits people find themselves in. They charge crippling rates of interest, and lace their contracts with all kinds of hidden fees and charges. If you are tired of being a consumer who is battened on by greedy and predatory business interests, you need to gain the upper hand on your lenders by educating yourself in your rights as a borrower.
Your first stop trying to check out a debt consolidation business you have your sights on is to look it up on the Better Business Bureau website. The BBB keeps records of every complaint that has been filed by unhappy customers against every company. Pull a report on the BBB webite and find out what kinds of problems people have faced with the debt consolidation company you're interested in. If you're looking for testimonials, you need to not think much of the published ones on the company website. Not only will they never publish negative comments, you can't even be sure that the positive comments they publish are genuine. You can also visit complaints boards and online forums to see what people in general say about the top debt consolidation companies in your area.
There are many debt consolidation companies on the Internet that offer you free quotes that seem easy to ring up. It appears that all you need to do is plug in your personal information, and off you go. All you can probably expect in return for your efforts is a lot of extra spam. Remember, you can check out how reputable a firm is by calling their toll-free number and trying to find out if they will schedule a free consultation with you with no strings attached. If any company tries to get your personal information before you're ready to sign on for their services, you can be sure there's something about them is less than genuine.
Finally, when signing on for something as major as debt consolidation, it would be best if you could take the trouble to visit the offices of the business first. You can always get a pretty good feel for how upright a business is in its practices with a real visit (as opposed to a virtual one). Whatever paperwork they give you to sign, make sure that you carefully study every part of it. This isn't just filler padding that they're filling pages of your contract up with. They actually take every printed word there seriously. Reading before signing is a serious requirement.mobile marketingbrother ink cartridges